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We Are Home-Owners!

Thursday, November 05, 2009 Edit This 1 Comment »
Who would have known owning a home was so sexy? Scottie and I have been proud owners for exactly one week. On October 29, Scottie and I closed on our first home.

The day we closed we went for one final walk through before the closing. The previous owner did a great job with cleaning - especially considering she was no spring chicken and it probably took a lot out of her to clean so much.

We went to closing not knowing what to expect. The closing went just how they show it on HGTV! Scottie and I bought some champagne and handed it out to everyone as all of the checks were distributed. What I found strange was the our Real Estate Agent and our Mortgage Broker both said they NEVER had champagne at a closing! OK so maybe HGTV does exagerate a bit on the closing process but I couldn't have imagined our closing without a little bubbly!

That night we had my parents and Scottie's mom over to pretty much rip EVERYTHING out. The previous owner was a smoker so we had to remove carpet, counters, the entire bathroom, amongst other things. She really hadn't done much to the house in about 25 years so there were old built in desks and super old light fixures that had to come out.

I will post "before" pictures soon. At this point we pretty much have a completely gutted house. This past week has been a ton of work but hopefully by next week we can start bringing new things in. Right now the two biggest projects include priming and painting all the walls, sanding down the bathroom walls since they were tiled and now the old ahesive is on the walls, and installing our new hard wood floors in the dining/living room. Yes, we are doing that all ourselves. Luckily we have so much support around us so we are getting tons of help.

During this past week, I have felt the following adjectives:

Happy, relieved, fortunate, complete, nervous, anxious, excited, exhausted, mad, annoyed, sad, patient, impatient, cold, hot, overwhelmed, confused, strong, weak, wet, smelly, bloody, bruised, defeated, empowered, did I mention exhausted?

But most importantly I have felt BLESSED to drive up to the house and call it OUR HOME.

Banana Cake

Saturday, October 24, 2009 Posted In Edit This 0 Comments »
On Scottie's birthday we had a few friends and some family over at my parent's house for some cake and ice cream. I made a yummy banana cake that seemed to go over well. It tastes just like banana bread but with a great cream cheese frosting on it. Every little thing about this cake is fattening... Enjoy!

Ingredients:

1 ½ cups ripe bananas (mashed)
2 tablespoons lemon juice
3 cups flour
1 ½ teaspoons baking soda
¼ teaspoon salt
¾ cup butter (softened)
2 1/8 cups sugar
3 eggs
2 teaspoons vanilla extract
1 ½ cups buttermilk

Cream cheese frosting
½ cup butter (softened)
1 (8 ounce) package cream cheese (softened)
1 teaspoon vanilla extract
3 ½ cups icing sugar
Walnuts (chopped, for garnish)

Step 1: Pre-heat the oven to 275 degrees. Grease 2, 8” round baking pans.

Step 2: In a small bowl mix mashed bananas and lemon juice. Set aside. In a medium bowl mix flour, baking soda and salt. Set aside. In a large bowl cream ¾ cups butter and 2 1/8 cups sugar until light and fluffy. Beat in eggs one at a time. Stir in vanilla extract. Beat in the flour mixture alternately with the buttermilk. Stir in banana mixture.

Step 3: Evenly pour batter into 2, 8” round baking pans. Bake for 1 hour to 1 hour and 30 minutes or until a toothpick comes out clean. Between those times keep checking on the cake with a toothpick to see if it’s done. When the cake is done take the baking pans and place them directly into the freezer for 45 minutes to cool.

Step 4: While cake is cooling, to make the frosting- In a bowl cream the butter and cream cheese until smooth. Beat in vanilla extract. Add icing sugar a little at a time and beat on low until combined. Then beat on high until smooth.

Step 5: Remove the cake from the pans and lay out the bottom half on a plate. Spread it fully with frosting. Add the top half and cover the entire cake with frosting. Add chopped walnuts on top.(Makes 14 Servings)

Happy Birthday!

Thursday, October 22, 2009 Edit This 0 Comments »
Happy Birthday to my wonderful husband. Today Scottie turns 26 years old. He is now officially closer to 30 than 20 ... oh boy! I've known Scottie for 11 of his 26 years and I'm still learning new things about him everyday. Happy Birthday monk!

Success!

Tuesday, October 20, 2009 Posted In Edit This 0 Comments »
We just heard back from Chase, they have given us the final approval for the mortgage! Yes! Now we just have to wait to hear back from the Rural Department (which is backing the loan) and we should be clear to close! I'm hoping it will happen before 10/30. *fingers and toes are crossed*

Our First House Project

Tuesday, October 13, 2009 Posted In Edit This 2 Comments »
Dear JP Morgan Chase,

I know things are tight for you right now. I know you are trying to figure out what to do with the thousands of defaulted mortgages you have on your plate. I get that. But can you please take my word when I say that Mr. Peterson and I are to be trusted with the money you hand over to us? We will make our payments on time, I promise. Believe me, we lived in a yippe Chicago suburb for 1.5 years; this mortgage payment is going to seem like a few bucks in comparison to our rent check in Naperville.

Now that we have given you everything -- and I mean every single bit of information we have on ourselves, we just ask you to hurry on up with a check -- we have a first time home buyers tax credit with our name on it and we have a month and a half before the governmet takes that opportunity from us. Please. Please. Please, oh pretty please.

Back to the topic of this post... Our First House Project. And you did read correctly, we still have no financing but we are working on the house.

Scottie and I came upon a little bump in the road in the form of a garage. Banks today are very picky about the condition of the home. If anything is considered a health risk, they want you or the buyer to fix it. So if we do default on the mortgage, they do not have a house that someone could get sick or hurt at. Well, our lovely garage had *some* paint chips. I stress the word some. The bank decided our financing was contingent on the entire garage being repainted.... Fantastic.

So the past two weeks we power washed, sanded down, and primed the garage. We also had to clean the entire area around the garage to get rid of any fallen paint chips. And that was no simple task my friends. The area around the garage probably had not been raked in a good 6 years. There were tons of old leaves and dirt that had to get raked or vacumed up.

Below are some pictures of our progress. Thanks to our great Wisconsin weather, our painting has haulted. We do have everything primed up, so we can move forward with financing; we just have to wait for it to be at least 60 degrees or so in order for the paint to stick well.
This area on both sides of the fence used to have huge clumps of old leaves and mulch. It looks so much better now that it is all cleaned, I am so excited!
The awning area, again completely cleaned up. Prior to this you could not see the ground at all.
The garage door view. We kept the original garage door color. We are going to wait to see how the main color paint comes on and hope to find a nice compliment color for it.
The next pictures give you an idea of what the garage color USED to be. This is the door to the small patio that is attached to the garage.
This is a window frame right before it was primed.
More of the old color.
Close up of the old color. As you can see in this picture, there was practically NO chipping anywhere. Big bummer. But, the color is pretty retro so I suppose we eventually would have changed the color. Probably not the first project we would have chosen, though.

Fall Recipe

Thursday, September 24, 2009 Posted In Edit This 0 Comments »
I found this recipe on http://www.thenest.com/ and gave it a whirl for my mom and Scottie to try. I think it went over fairly well! Who is this recipe geared towards? Men! There could not be a better soup to serve on a fall afternoon. What would be better? Serve it on a Packer game day in the fall. Mmmmmm. It is VERY flavorful and even MORE filling!

Mac & Cheese Soup
Makes 8 servings

Ingredients

10 slices thick-cut bacon (substitute turkey bacon you health-concious people)

1 medium onion, finely chopped

2 cloves garlic, crushed

¼ cup all-purpose flour

One 14-ounce can vegetable broth

3 cups whole milk (substitue 2% milk for healthy folks)

1 tablespoon good-quality chili powder

1 teaspoon black pepper

1 teaspoon dry mustard

4 cups (1 pound) shredded sharp Cheddar cheese

1 1/2 cups dried elbow macaroni, cooked

Chopped fresh parsley, for garnish

Directions

Step 1 Cut the bacon strips into quarters. In a Dutch oven over medium heat, cook the bacon until crisp. Remove it to paper towels to drain.

Step 2 Add a little oil to the pan if needed, then add the onion. Cook the onion for 5 minutes, stirring occasionally. Add the garlic and continue cooking until the onion is soft and lightly browned, about another 5 minutes.

Step 3 Add the flour and mix well. Cook for 2 minutes. Add the broth and bring to a simmer, stirring often.

Step 4 Add the milk, chili powder, pepper, and mustard. Return the soup to a simmer, stirring occasionally. Cook for 3 minutes. Add the cheese and bacon and continue cooking and stirring until well blended, about 4 minutes.

Step 5 Add the macaroni and return to a simmer. Remove from the heat and serve, sprinkling with parsley.

Best Night Ever!

Monday, September 21, 2009 Edit This 1 Comment »
Ok I know I should say my wedding day is the best day ever. And I promise, it was. But this is the best night ever in a different way. A few months ago Scottie's dad asked us to go a Chris Botti concert in Milwaukee. I have been a huge CB fan for years. He is such a talented trumpet player. He has a great mix of both the old stuff and new stuff. At first I didn't know really where we were sitting.
Then Scottie let the cat out of the bag about a week before the show. We had front row seats. OMG.

So the night started out amazing. We had a great dinner at Mo's Irish Pub. When we got to the show, we found out that not only were we in the front row, but we were directly in front of his mic. Another huge OMG.

When he came out on stage, it was amazing. He was right there, and his beautiful trumpet pointing right at us. During the show he would have small convos with us. It was amazing to see him interact with his unbelievably talented band. He had this guest violinist that when she played, it almost broke your heart.

After the show (like he always does) he took pictures with all of his fans, including us. That was cool -- I already have a picture with him so I was thinking "Been there, done that".

Chris Botti has an amazing drum player. So after the show Scottie went up to the stage manager and asked for the drum stick. Scottie then asked, "Where is the drummer, I'd really like him to sign this". The stage manager replied "They are probably already on their way to the Intercontinental Hotel".

So we stakishly decided to go to the Intercontinental Hotel. The stage manager has probably lost his job now that Chris Botti knows he told some creepy fans where he was staying. The Peterson family walked in and looked around. All of a sudden Scottie's dad turns around and goes "Oh there you guys are!!" And there was the band (without Chris Botti). It was sooo funny that his dad said that like the band should have been expecting us. So Scottie got his signature and all was good. Scottie and his dad decided to walk to get the car, which was pretty far away.

So there was me, Megan, and Scottie's mom all enjoying a drink together. And guess who walks in. CHRIS BOTTI. He then proceeds to walk to our table and SITS DOWN TO TALK WITH US. I'm not making this up, folks. We continued to enjoy an approximately 30 minute conversation with the legendary Chris Botti. It was AMAZING. He is such a nice, and down to earth guy. The funniest part of the night was the part where a server came up to us. The conversation went like this.

Server: "So are you guys from around here?"
Me: "We are from Burlington."
Server: "So what are you guys doing here?"
Me: " We went to a Chris Botti concert" (Remember, Chris Botti was sitting with us)
Server: "Oh I've never heard of him"
Me: "He is an AMAZING trumpet player. The next Miles Davis. You should check him out."
Server: "Sounds good! Have a good night"
Erin (my mother-in law) to Chris Botti: "That server is such an idiot"

It was SOOOO COOL! Towards the end Scottie and his dad were outside so Scottie called Megan and said "Are you guys talking with Chris Botti?" And Megan replied "Yes, don't come in, you'll ruin it for us!" SO FUNNY!

Enjoy some pictures!!
Scott and Erin at dinner.


That person you see at the bottom left hand of the pic is Scottie. Yes, that is how close we were.

What a great expression.

Yep. Chris Botti and us!!

House Inspection

Friday, September 18, 2009 Edit This 0 Comments »
Our house inspection is scheduled for tonight at 4:30 p.m. Holy Cow I am sooooooo nervous-excited-happy-anxious-but mostly really really nervous.

Halloween

Thursday, September 17, 2009 Edit This 0 Comments »
I love fall. I always say this at the beginning of any season, but I do think fall is my favorite season. It means it is time to hunker down, get warm, watch some football and spend time with friends and family. I went for a bike ride yesterday and just loved the leaves crunching under my wheels and the unbelievably fresh air. SUPER COOL!

Halloween is a good indicator that fall is here. So when I get the opportunity to finally decorate my own home, Halloween in our house is going to be big. Huge. Unfortunately we aren't scheduled to close until October 16. So I doubt that I will be able to decorate for Halloween since I will be focused on making the place a bit more liveable. So the plan is to get some major decoration discounts after Halloween and plan to go wild next year.

So I snooped around on Martha Stewart's website and found some inspirations. This is, my friends, how our house will look like next year.

I love this clock out of everything. So cool and kinda creepy!

They used real pumpkins as candle holders. Is that not the coolest thing??

This is another real pumpkin that is used as a vase. LOVE IT.
I love this mirror. Eery! The pumpkins are white and were spray-painted silver. I love that look. I also love the orange old-fashioned candies.

I love these little pumpkins. Very cute!

Home Sweet Home?

Thursday, September 10, 2009 Edit This 0 Comments »

I am too excited not to post about this. OK I know a lot can happen before the ink is dry but I can't contain myself anymore!


We have put an offer in on a house and the owner accepted. Yipeee!!
We have a lot to do.
Most importantly at this time is to get the house inspected. And that task right there folks is what makes me the most nervous. It is an older home and not much has been done to it. Don't get me wrong, the owner has taken great care of her house. The issue is that a lot has probably changed since the time that her appliances, etc. were installed and I'm so afraid things won't meet today's requirements.

So, I know it's not officially ours yet. I won't believe it till I have the keys in my hands. But I want to post pictures anyway!!
Here's the scoop. It has 3 bed rooms and technically 2 bathrooms. The 2nd bathroom is in the basement which needs a lot of work. So we probably won't do anything to the 2nd bathroom or use it for 2 years. It has about 1300 sq. feet. It has a two car detached garage.

Our humble first home! The neighborhood is FANTASTIC! Very well maintained homes, and a very queit street. She doesn't do much yard work so some bushes and nice flowers will make the house look a lot more inviting. I also plan to put flower boxes under the bay window and the window all the way to the right (kitchen window).


The Kitchen / Dining Room. We plan to rip out those upper cabinets to open the kitchen up a bit more.
The Garage. Note that the yard is totally fenced in for Baxter. He is so excited to have his own yard!
The Living Room. The window fixtures will be goners. We will also have to replace the carpet since she was a smoker.
The basement. Needs tons of work. We will hold off on any basement renovations probably for two years or so. It needs a little cleaning. It reminds me of my grandpa and grandma's house on Van Buren which brings back great memories.
The bar will be great once it is all done up.

I was pretty surprised that Scottie went for a home that needed some work. For awhile he was pretty convinced that he wanted little to no work on our first home. I think he saw the potential though for some great equity since it's in a great location.

Our scheduled closing date is October 16, 2009 --- which seems like a lifetime from now. There is so much to do in the meantime. Wish us luck in securing our very first home!!